Greeting !

“Everyone should have health insurance. I say everyone should have health care.”

― Dennis Kucinich
To emerge as the leading provider of direct broking services in Cambodia.

Our Team

NGETH BUNTHOEURN

Chief Executive Officer

VONG VICHET

Senior Sales Manager

Have additional questions ?

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What are the different types of Insurance Coverage ?

Insurance policy is categorised into two:

  • General or Non-life Insurance
  • Life Insurance

What is a premium ?

It is the amount to be paid for a contract of insurance to the insurance company. It is the sum that a person pays monthly, quarterly or annually according to their plan, in return of the coverage he/she has taken from the insurance company.

What do you mean by ‘Deductible’ ?

Deductible is one of the several types of clause that are used by the insurance company as a threshold for policy payment for health insurance or travel insurance. Deductible is a decided amount that you have to pay from your pocket while claiming the insurance. For example, you have a deductible of $500, and you have insurance coverage for $2000, then you are responsible for paying for $500 and the remaining amount $1500 will be paid by insurance company.

What is Paid Value ?

The paid value is something, when the insured stops paying the premium but do not withdraw the amount. The sum assured by the insurance company is reduced proportionally depending when insured has stopped paying the premium. You will get the amount at the end of the term.

How to claim the policy ?

In order to claim the policy, you have to fill up the claim form and contact your financial advisor from whom you have bought the policy. You have to supplement all the required documents like original payment receipt to your insurance company. If everything is ok, you will be paid within seven days of the policy claimed.

What do you mean by term ‘cash value’ ?

‘Cash Value’ is the cash amount offered to the policy holder while cancelling the policy, where a portion of thepremium paid goes into saving plan. It is also referred as surrender value. This term is normally used for life Insurance contract.

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